During your review, ask yourself these questions: You want to make sure the insurance described matches the insurance you purchased. Once you get your new or updated dec page, take the time to review it right away. Review Your Insurance Declaration Page Carefully Alternatively, if you can access your insurance policy online in your client account, you may be able to print one on your own. If you’ve misplaced your copy, you can request a new one from your insurance company. Since it contains such important information, you should keep this page in a safe spot. Every time you renew your policy, you should get a new insurance declaration page summarizing your new coverage. How Do You Get an Insurance Declaration Page?Įvery insurance policy includes a dec page at the start. That way you aren’t surprised by your policy terms. To truly understand your policy coverage, it’s important to read the entire contract. That’s what the other parts of the contract are for. It doesn’t go into details or include the fine print. Your dec page is simply an overview of your policy information. The first one is an insurance declaration page, followed by the insuring agreement, exclusions, and conditions. What’s Not Included on an Insurance Declaration Page?Įvery insurance contract has four basic parts. For instance, a homeowners insurance declaration page gets issued with every home insurance policy.įor every policy you have, whether personal or business, you should get this important documentation. You’ll also see them for personal insurance policies. Other Insurance Dec Pagesīusiness insurance isn’t the only type to issue a declaration page. This essentially eliminates the uncertainty of the workers' comp audit. The platform syncs your workers’ comp with your payroll, so premiums are based on actual wages-and not a guess. Hourly can work with your agent to help you save money on workers’ compensation insurance.
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